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The Culture And Lifestyle Of Rajasthan

The northwestern region of the Indian subcontinent is what we today call Rajasthan. Embraced by the majestic Aravallis ranges, Rajasthan is the land of the famed Rajput rulers, whose legends of chivalry, romance and fidelity have been woven into folklores and ballads, echoing through the barren yet beautiful state.

Rajasthan has played a major role in the development of the subcontinent. World’s first greatest civilization developed in the western parts of Rajasthan, what’s known today as Pakistan. And it was Rajasthan, which experienced the endless rage of numerous invaders sweeping down the mountains of Central Asia. The Indo-Aryans, Persians, Greeks, Afghans, Mongols, Scythians, Huns, Parthians and Mughals, each of the intruders shaped the history, ethnicity and culture of Rajasthan.

However, for greater part of its life, Rajasthan has remained somewhat isolated, protected by the parched, unforgiving desert and Aravalli mountain ranges, and has remained one of the country’s finest cultures.

The land of the shifting sand dunes, Rajasthan is as diverse as its colourful people. The peculiar amalgamation of history, geography and lifestyle is what makes Rajasthan different from the rest of the country.

While assessing its lifestyle, a lot of factors can be taken into consideration but it’s the distinct geography of the Thar Desert and the Aravallis that have played a major part in its evolution over the years. Layers of vibrant costumes, ocean of festivals, and mesmerizing folks and arts are nothing but ways of relieving the dullness of the barren land.

Providing a stark contrast to the desolate landscape, the lifestyle and the people of Rajasthan, with their wide spectrum of brilliant hues, stitch a bond of oneness, cheerfulness and fertility.

Similar to the geographical distinction, Rajasthan’s culture is an extensive panorama of glowing differences fostered by the steps of Indo-Aryan settlers, Jain merchants, Bhil tribal dwellers, Rajputana warriors and Muslim artisans. With its indigenous cultural ethnicity, it symbolizes the prehistoric way of living and often represents the Indian subcontinent.

The people of Rajasthan have an assorted and rich folk culture. Their highly sophisticated and distinct dance forms, classical music and arts are nothing but an extension to the land of conviviality. Rajasthan’s folk music typically is down-to-earth, often depicting daily chores and relationships and revolve around fetching water from well and bores. The local songs, being a prominent part of their heritage are ballads depicting war-time stories, stories of romance and heroic deeds.

Well known for its colourful dance forms, some of the dance forms like Kalbeliya and Ghoomar have attained international fame.

Handicrafts, wooden furniture, blue pottery, tie and dye, Sanganer prints, Zari embroidery, Bagru prints and Block prints are practiced by skilled artisans throughout the state of Rajasthan. Such beautiful art pieces are often found at stumpy prices, making the state a shopper’s paradise.

There’s so much to explore in the land of the kings. The music, arts, dance forms and festivals are just a few of the many unexplored treasures in Rajasthan. The multi-faceted desert state is waiting in anticipation for you to traverse through its sand.

Come, explore.

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How to Live in Luxury in the Philippines on a $2,000 Monthly Income

Do you envy the life of luxury being enjoyed by people in developed countries, wishing you too could life such a life but lacking the $10,000 of monthly income needed for such a life? Well, I challenge you to consider living in the Philippines, either on a full or part time basis. Retirement is not a matter of age; it is a matter of having enough ongoing income. With a $2,000 monthly income (or pension or annuity), one can truly live a life of luxury. I present how this is done and list the primary expenses of living in the Philippines as a foreigner.


Manila is a bustling and exciting city, but full of congestion and expensive real estate, much as any major city in the Western world. The further one gets from Manila, the lower the cost of living accommodations. Of course, there is always the trade off of the more a remote location you to, the less comfort and Western world amenities will you find.

For this reason, I always counsel people to consider the major secondary cities of Cebu or Davao, or the Subic Bay area, or resort or university communities such as Baguio, Dumaguete, Tacloban, and Cagayan De Oro. The cost of housing in these areas is substantially below Manila, yet they have readily available air access in and out of the community, and because foreigners tend to favor residing in these areas, there are more upscale housing accommodations to select from.

The two cities with the most luxurious amenities for a Westerner, outside of Manila, are Cebu City and Davao City.

In these two cities you can expect to pay from $300 monthly for a small apartment to a high of $800 monthly for a luxury house in a gated community with a swimming pool. A similar rental in the USA would could about $3,000 to $4,000 monthly. A similar house in Manila would cost about $1,500 to $2,000 monthly, or more, depending on the location in Manila.


For the luxury life, you will want a couple of maids, one to tend to the cooking and shopping, and another to tend to the laundry and house cleaning. They will do all the grocery shopping (at a lower cost than you could ever get), wash and iron all your clothes, and have your favorite food ready for you at each meal. A real luxury which is completely unaffordable in the Western world on $2,000 per month. Two maids would cost less around $100 to $120 monthly.

A driver would probably be desired should you choose to purchase your own automobile. While living in Cebu City a few years ago, I had a new vehicle that I drove myself, but I found quickly that by hiring a driver for $80 a month, the vehicle was always kept in immaculate condition, and I had someone to tend to the vehicle while I was at restaurants, shopping, or at business appointments. I never had to worry about where to park the vehicle or petty theft or destruction of the vehicle. While living in Butuan City I tend to not use a personal vehicle as much, but I have found it still worth having a driver.


With $2,000 a month income, I would not opt for local Philippine health insurance programs, rather I would purchase an international for foreigners living overseas. Depending on your age and any preconditions, a policy for which you would pay $500 monthly in the USA would cost you round $200 monthly.


With your housing, maid services, transportation and health care provided for with approximately $1,200 monthly, this leaves you $800 monthly everything else. Utilities (electric, water, phone, cell phone, high speed internet service and cable TV) will add up to around $150 monthly, bring the cumulative total to $1,350 monthly.

This leave $650 monthly for food, entertainment, fuel for your car, travel, personal care items. Groceries will be about $250 monthly, and fuel and personal care items might total $50 monthly, which leaves around $350 for meals in restaurants, entertainment and travel. Eating dinners out a couple of times a week and monthly entertainment would cost around $200 monthly, so you would still have $150 monthly of excess funds for savings.


Each is different from the other in many ways, and Davao City living costs are less than those in Cebu City, so your lifestyle there can be even greater.

Cebu has a large population of foreign retirees in relation to its population. Foreigners are drawn to its abundance of beaches and resorts. It is a beautiful city, surrounded by mountains on one side and the ocean on the other. Like Manila, it too has its upscale, modern shopping malls, casinos, and a great night life.

Those who love living near the seaside, have interests in diving and other water sports, yet like the efficiency and amenities of a smaller modern city, then Cebu City would be your choice.

Davao City is THE city of Mindanao, and by square miles it is the second largest city in the world. Its population is approximately 1.4 million. Located on the southern of Mindanao, it is the more rural of the two cities, and it has the lowest cost of living. So, if you enjoy the lifestyle of a large city, and want more money in your pocket at the end of the month, then Davao is the place for you.

Davao City does not get large numbers of foreign travelers as does Cebu City, yet for those seeking outdoor adventures, the options are plentiful. Living in Davao is a bit like living in both an urban and a rural city, as the city has modern shopping centers, upscale gated communities and hotels, yet living there you become deeply rooted to the land outside the city.

The important thing in living in the Philippines is to do your research, based on your wants, needs and desires, and tie into someone who has gone before you and can provide you wisdom by guiding you through the array of questions and anxieties.

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Importance of Fashion in the Society

Fashion is one of the most important factors in terms of social interaction and status. People would often judge other people according to their clothing. From social gatherings to status groups, fashion is often the main theme in such gatherings. In the case of social institutions, clothes also define people. For example, students would not be able to go to class if they are not sporting the right attire. Bars and social clubs also have a policy in attires. If a person is sporting a type of fashion which is not allowed in the establishment, then that person would not be able to enter. In the workplace, offices also require their employees to wear the proper attire if they are going to work or if they would have a meeting. Since sporting the right attire is important, most people do not have the choice in clothes.

There are also other institutions that prohibit the use of casual clothing, for example, in terms of the hospital setting. Nurses, health coordinators and doctors need to wear the proper attire before they can work. Hospitals are all about hygiene and cleanliness. If there would be an operation, doctors need to wear sanitized scrub suits and gloves before having a surgery. Lawyers also need to wear suits and formal attires so that they would be distinguished when they would enter court. We can define the profession and status of a person through his clothing. Psychologists would also use the attire of a person in their diagnosis. People who are wearing inappropriate or dirty clothes may be defined as a person who has a problem. Hygiene and attires would be a great defining factor in terms of assessing a person and his background.

Imagine a world without the laws on clothes. People can just enter hospitals pretending to be doctors or nurses because everyone is wearing casual outfits. We would not be able to distinguish the profession and status of a person since everybody is sporting the same outfit. Cleanliness in the hospital would be removed because doctors can just enter and do any operation without changing their clothes. That is why fashion is important in our society. Fashion sets standards in professionalism and hygiene. Because of fashion, there is a decline in sexual harassment in schools and in the workplace. Men are not tempted to harass their colleagues because their co-workers are sporting the right outfit.

Fashion has set the social boundaries in the community. People would look distinguished and clean if they are sporting the right outfit. Children would look neat and tidy if they are wearing the prescribed attire when going to school. Through fashion and the use of the right outfit, we have improved the society. That is why people should always have some formal type of clothing so that they can be accepted by the society. Having the right attire when going to work would not only increase professionalism in the office but it would also improve the aura inside the workplace.

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Symptoms of Fraud

Fraud Symptom Categories

1. Internal Control Problems – material weakness

The first thing to remember when looking at internal controls is the fraud triangle. Without all three elements of opportunity, pressure and rationalization it is less likely that fraud will occur. By creating controls that prevent these elements or detect them in a timely manner after occurrence managers can effectively monitor compliance.

Specific internal control issues stem from the organizations structure. Examples of symptoms of control deficiencies include a lack of the following: segregation of duties, independent verification, proper authorization, physical safeguards, overriding the system in place, and proper documentation.

2. Analytical Irregularities

These symptoms are unusual relationships of current financial statement ratios are compared to prior years. The analytical tests identify those transactions that are extreme cases and fall outside of the normal distribution of values. Common examples include: shortages of inventory, the use of too many credits to accounts receivable, or the existence of new vendors.

3. Accounting Abnormalities

The symptoms of accounting issues involve problems with faulty journal entries, nonexistent or fraudulent source documents, and incorrect ledger balances. Journal entries that are tampered with by smart fraudsters tend to be the expense accounts. In order to balance the accounting equation they must expense an amount equal to what they stole. Source documents can have all sorts of problems because many times they are vendor invoices that can be manipulated by those with direct access. It is important to retain all original copies and to verify with customers/vendors through the use of confirmations. Lastly, ledger problems come about when there is a mismatch of ledger balances not equaling the master file or each individual ledger balance not reconciling. Either way it is a sign of an incomplete fraud scheme.

4. Extravagant Lifestyle &/or Unusual Behavior

Lifestyle changes are often the easiest of all symptoms to detect. Although looking at bank records, investment records, and tax return information are difficult to access; property records, UCC filings, and other records are easy to check to determine whether there are assets that have been purchased or liens that have been removed. Unusual behavior is seen through an individual’s recognizable behavior pattern to attempt to cope with the stress. Their guilt leads to fear, fear leads to stress, and stress leads to behavior changes.

5. Tips and Complaints

These are considered to be symptoms instead of evidence because often times they turn out to be unjustified. Despite their failure they can be extremely helpful when those in the best position to detect fraud step forward.

-coworkers, managers, and other employees are usually in the best position to detect fraud in the theft act stage

-company accountants and even coworkers are probably in the best position to detect fraud in concealment

-coworkers, friends, and managers are also in a better position to detect fraud in conversion

Since this is the case, it is important that companies maintain a whistleblower protection program or keep open a anonymous fraud hotline. Detection and communication offer the best protection from fraud.

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Factors Affecting Consumer Behavior

Consumer behavior refers to the selection, purchase and consumption of goods and services for the satisfaction of their wants. There are different processes involved in the consumer behavior. Initially the consumer tries to find what commodities he would like to consume, then he selects only those commodities that promise greater utility. After selecting the commodities, the consumer makes an estimate of the available money which he can spend. Lastly, the consumer analyzes the prevailing prices of commodities and takes the decision about the commodities he should consume. Meanwhile, there are various other factors influencing the purchases of consumer such as social, cultural, personal and psychological. The explanation of these factors is given below.

1. Cultural Factors

Consumer behavior is deeply influenced by cultural factors such as: buyer culture, subculture, and social class.

• Culture

Basically, culture is the part of every society and is the important cause of person wants and behavior. The influence of culture on buying behavior varies from country to country therefore marketers have to be very careful in analyzing the culture of different groups, regions or even countries.

• Subculture

Each culture contains different subcultures such as religions, nationalities, geographic regions, racial groups etc. Marketers can use these groups by segmenting the market into various small portions. For example marketers can design products according to the needs of a particular geographic group.

• Social Class

Every society possesses some form of social class which is important to the marketers because the buying behavior of people in a given social class is similar. In this way marketing activities could be tailored according to different social classes. Here we should note that social class is not only determined by income but there are various other factors as well such as: wealth, education, occupation etc.

2. Social Factors

Social factors also impact the buying behavior of consumers. The important social factors are: reference groups, family, role and status.

• Reference Groups

Reference groups have potential in forming a person attitude or behavior. The impact of reference groups varies across products and brands. For example if the product is visible such as dress, shoes, car etc then the influence of reference groups will be high. Reference groups also include opinion leader (a person who influences other because of his special skill, knowledge or other characteristics).

• Family

Buyer behavior is strongly influenced by the member of a family. Therefore marketers are trying to find the roles and influence of the husband, wife and children. If the buying decision of a particular product is influenced by wife then the marketers will try to target the women in their advertisement. Here we should note that buying roles change with change in consumer lifestyles.

• Roles and Status

Each person possesses different roles and status in the society depending upon the groups, clubs, family, organization etc. to which he belongs. For example a woman is working in an organization as finance manager. Now she is playing two roles, one of finance manager and other of mother. Therefore her buying decisions will be influenced by her role and status.

3. Personal Factors

Personal factors can also affect the consumer behavior. Some of the important personal factors that influence the buying behavior are: lifestyle, economic situation, occupation, age, personality and self concept.

• Age

Age and life-cycle have potential impact on the consumer buying behavior. It is obvious that the consumers change the purchase of goods and services with the passage of time. Family life-cycle consists of different stages such young singles, married couples, unmarried couples etc which help marketers to develop appropriate products for each stage.

• Occupation

The occupation of a person has significant impact on his buying behavior. For example a marketing manager of an organization will try to purchase business suits, whereas a low level worker in the same organization will purchase rugged work clothes.

• Economic Situation

Consumer economic situation has great influence on his buying behavior. If the income and savings of a customer is high then he will purchase more expensive products. On the other hand, a person with low income and savings will purchase inexpensive products.

• Lifestyle

Lifestyle of customers is another import factor affecting the consumer buying behavior. Lifestyle refers to the way a person lives in a society and is expressed by the things in his/her surroundings. It is determined by customer interests, opinions, activities etc and shapes his whole pattern of acting and interacting in the world.

• Personality

Personality changes from person to person, time to time and place to place. Therefore it can greatly influence the buying behavior of customers. Actually, Personality is not what one wears; rather it is the totality of behavior of a man in different circumstances. It has different characteristics such as: dominance, aggressiveness, self-confidence etc which can be useful to determine the consumer behavior for particular product or service.

4. Psychological Factors

There are four important psychological factors affecting the consumer buying behavior. These are: perception, motivation, learning, beliefs and attitudes.

• Motivation

The level of motivation also affects the buying behavior of customers. Every person has different needs such as physiological needs, biological needs, social needs etc. The nature of the needs is that, some of them are most pressing while others are least pressing. Therefore a need becomes a motive when it is more pressing to direct the person to seek satisfaction.

• Perception

Selecting, organizing and interpreting information in a way to produce a meaningful experience of the world is called perception. There are three different perceptual processes which are selective attention, selective distortion and selective retention. In case of selective attention, marketers try to attract the customer attention. Whereas, in case of selective distortion, customers try to interpret the information in a way that will support what the customers already believe. Similarly, in case of selective retention, marketers try to retain information that supports their beliefs.

• Beliefs and Attitudes

Customer possesses specific belief and attitude towards various products. Since such beliefs and attitudes make up brand image and affect consumer buying behavior therefore marketers are interested in them. Marketers can change the beliefs and attitudes of customers by launching special campaigns in this regard.

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Review of The Broken Fountain

The Broken Fountain by Thomas Belmonte is a powerful book that shows greatly the struggle and life of the poor class. It gives a strong sense of urban life through the story of a Neapolitan neighborhood. It goes beyond that, though. There is much more than a gritty street and rundown buildings. There is much more than the poor people walking by and emotion filled families. There is an underlying theme of humanity, of justice and injustice, that the reader can not help but be touched by.

The imagery is strong and brings the book to life. The reader gets a true sense of what it is like to be in the neighborhood. The description of buildings and people captivate the minds and bring a world of humanity into light. Whether it be in the streets or the homes themselves, the reader feels that they have some experience now in this awkward world even if they are so distant from its location. The setting of Naples does not distract from this either. It does not give us just a look on Italy, but rather the whole world. One could apply such hardships and feelings across the whole spectrum of mankind.

His portrayal of the people is unique and touching. He doesn’t just cast them aside as poor and give us little glimpses of their lives. He lets the reader live as one themselves and experience what is meant to be experienced in this story. From acts of thievery and abuse to pain and sorrow and plenty of fear, he captures it all so intricately in the characters and creatures an environment that the reader gets so enrapt in that they almost becomes a character themselves.

The insight and depth that the author provides is a great part to the achievement of the book. The willingness to open his soul and become one with the story allows the audience to feel that they know this person, that they have a better understanding of this life and story. The emotions, the actions, the things unsaid all bond together and bring the words to life. There is so much to the subject, and so many subjects to follow. Not only is it a book about the poor, but it is a book about family and friends, about economy and civilization, about social structure and conditions, about Italy and most importantly about humanity.

It is clear to understand from reading this how it is a classic to the study of anthropology and sociology. A classical tale of human survival and endurance, The Broken Fountain transcends beyond just a work of literature and into a tale of human depth in spirit and body. Not only do we get insight of the author and the neighborhood he brings to life, but the audience gets insight of themselves. Through this they analyze their own life and are simply touched by the pure human displayed in a book.

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Good Health, One of the Greatest Blessings of Life

No matter how wealthy we are or how lavish our lifestyle is, if we do not have a healthy body then nothing else really matters. One can just not live a ‘happy’ life with a body full of diseases. We give a lot of importance to plenty of irrelevant things which ends up giving us temporary happiness and nothing more. We often tend to forget that our health is the most important thing and we should spend a lot of time in taking care of it so that we can live a healthy and a longer life which is far away from diseases, after all who likes going to the hospitals and consuming bitter medicines?

Things to Do For a Healthy Body-

1) Eat a balanced diet. Make sure that you don’t consume anything in excess. Your life shouldn’t be just revolving around junk food. Include green vegetables and fruits in your everyday diet.

2) Make sure to involve yourself in some or the other physical activity. It is not necessary to join a gym as there are many other options like jogging, dancing, brisk walking et cetera. It helps in removal of toxins from the body and keeps us healthy and active.

3) Keep yourself away from things like alcohol and smoke as it might give you a temporary pleasure at the moment but will definitely harm your body in the future. If you’re using all this to reduce stress then try to replace it with better options like meditation and soothing music.

4) Have a lot of water and sleep well. Try finishing 6-7 bottles every day as it keeps the body hydrated specially during the scorching heat of the summer season.

Why Is Good Health Important?

1) A good and a healthy body will help you to have a cheerful mood throughout the day.

2) It will save you from paying visits to the doctors.

3) You will have a stress free life without any kind of diseases.

4) A good health will lead you to a happy and a peaceful mind which is very necessary.

5) Having a good health will not stop you from working for long hours.

6) A good health will allow you to enjoy all the good things of life.

Therefore, good health is indeed one of the greatest blessings of life and we shouldn’t overlook this beautiful blessing. One should cherish it every now and the by taking special care of it.

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Understanding Shona Culture of The Shona Tribe of Zimbabwe

The Shona people are mainly concentrated in the country of Southern Africa called Zimbabwe, but there are known pockets of these people in Mozambique, as well other parts of South Africa, especially the northern part of South Africa.

Before you understand the mindset associated with the Shona people, one has to understand their customs, their superstitions and everything that is connected with their way of life. Although their life in the towns/cities might have drastically changed from the time when Great Zimbabwe was a thriving city and in most instances certain puberty ceremonies are no longer carried out, their belief in spirit medium is just as strong as ever and in the tribal areas and especially amongst the elders the tribal customs of the tribesman have altered very little. In today’s Zimbabwe the payment of lobola, and payment of what is known as damages {defiling a girl} is now in the form of cash payment, where formally it used to in the form of cattle, goats or hoes but on the whole the actual customs have not changed much at.

From the beginning of the formation of the Shona tribe, agriculture has been the principal mode of subsistence. Maize and millet have always been the staple crops but a fair amount of sorghum, monkey nuts, beans, rice and some indigenous vegetables are also grown. There a number of methods used for tilling the land. The traditional methods of cultivation basically involved the breaking up and scratching of the soil, there after the spreading seed over an extensive acreage. The Shona agricultural lifestyle involved having a considerable number of cattle as well as smaller livestock.

Shona culture is is strongly intertwined with the way the village was structured. In terms of the village set up, a Shona village (or musha as the Shona call it) is controlled by a hereditary headman, who is the head of the principal family unit which originally founded the village. The Shona people are a patriarchal society in general. To become a member of the village, one can only have done that through kinship. A member who has been absent from the village for a considerable time does not lose his membership by default unless there is evidence beyond doubt that he will not return. Understanding this concepts builds a framework that helps in understanding Shona culture.

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Ask for the Moon and Get It

Tidying my bookcase recently I found an old book with loose pages that were turning brown. Obviously a book I had kept for years although I don’t remember buying it. I decided if I had kept it that long I would re-read it, it had to be worth it!

The book was by Percy Ross a philanthropist and millionaire, who began life in an extremely poor family. In fact at 6 years old he had to help the family finances by selling eggs to his neighbours. At this young age he built up his own egg round. His dad told him to occasionally give away an extra egg. This unusual gift kept his customers engaged and he used it as a lesson in future years.

As a child he was desperate for a bicycle, which his parents couldn’t afford and he envied all signs of luxury he saw and decided one day he would be a millionaire and help others.

It is a fascinating book in which you discover how he went from rags to riches through sheer hard work and some engaging tactics. He then put his secrets, his 10 rules for asking, that had achieved so much for him into this book so that you can achieve what you want too.

Fascinated by his stories I Googled Percy Ross to find he died in 2001 at the age of 84 but two years before he had closed his newspaper columns where people could write in for what they wanted, he closed them with a note saying, his purse was empty now but how he had enjoyed helping everyone. He gave away 30 million in his lifetime. In the book which he wrote in his seventies he vowed before he died he would give away every penny.

He must have been a wonderful man to have known. This is a book well worth reading if you can get hold of a copy.

His advice could help you to achieve a business loan, as it did for him against the odds, or help you in any situation. So if you want to improve your life this is a book that could help you.

At the end of the book he explains how to decide exactly what you want how to be specific in your requests, and decide exactly what you want in all areas of your life, how to prioritize and how exactly to ask to achieve your dreams. His thoughts were if you ask in the right way you can achieve almost anything.

Book review: “Ask For the Moon and Get It” by Percy Ross with dick Samson.

Other great books to read:

“Stop Worrying and Start Living” by Dale Carnegie.

“Feel the Fear and Do It Anyway” by Susan Jeffers.

“Think and Grow Rich” by Napoleon Hill

“The Giant Within” by Anthony Robins.

“Use Your Head” by Tony Buzan.

“Psycho-cybernetics 2000” by Maxwell Maltz foundation Bobbie Sommer

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